Charlie G Portrait

Charlie Gutierrez

Customer Service Representative

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407-813-2377

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[email protected]

How it Works

Request a Quote

Request A Quote

Tell us know what insurance policies you’re looking for and let our team get to work!

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We'll Contact You

Your FBC Insurance Services agent will reach out to you within 24-48 hours to get things started.

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Choose Your
Coverage

We will shop over 40 carriers and can customize your coverage to meet your specific needs.

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You're Insured!

Sit back and relax - we have years of experience. We will help you do the hard work to save you time and money.

Bundle Your Insurance And Save

Many insurance providers today are encouraging clients to consider bundling their insurance, but why should someone bundle their insurance? Does it really provide any benefit? It actually does!

The most popular reason to bundle is the opportunity to save money on each policy you bundle with a specific insurance provider. While bundled savings may fluctuate depending on several factors such as the company, the policies bundled, and where you live, this is a great way to save money and streamline your bills! Bundling your services also means having to download one app and have one account with one provider. Many families find relief in knowing they only have one number and one place they need to go to should something happen.

Home Insurance

If you own or rent, we’ve got a solution for you. Help protect your home with our Home Insurance Policy. We care about your valuables and can help you choose the coverage you want. Talk to one of our Account Executives today to get started!

Auto Insurance

Do you or people in your family drive or own vehicles? Our Auto Insurance Policy can insure your vehicles with competitive coverage options. We are prepared to help you combat unfortunate situations should they arise unexpectedly.

Recreational Vehicles

We offer a Recreational Vehicle Policies that can protect your boats, motorcycles, and RVs. Fun experiences don’t need to be overshadowed by risk! Contact us to help to keep your valuables safe.

Flood Insurance

Floods are the most occurring natural disaster in the U.S. Our Flood Insurance Policy can help to keep your possessions covered in the event of a flood. While rising water can do much damage, we can help you reclaim your valuables quicker.

Umbrella Insurance

Life can bring a lot of unexpected surprises. Fortunately, we have a solution with our Umbrella Policy.

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Ready to Save?

Let us help you with your insurance needs. We’ll compare over 40 insurance providers for your home, auto and additional insurance needs.

What People Say

Some of our awesome testimonials

T
				This is my second year working with Charlene Harper to secure my homeowners insurance policy she was referred to me by a friend. Charlene takes the time to examine the policy that is best suited for you. She demonstrates integrity in advising you of policy decisions that may have been made in error and makes corrections. As her customer I feel supported and confident that Charlene has my best interest in mind. Thank you Charlene.			
Lance
				I worked with Michelle Brenner to get a quote. I ended up with another company only due to special circumstances. Michelle was great to work with, knowledgeable and immediate response to my calls. I will definitely be back fire future needs.			
John
				Tara Schroeder | 	Account Executive Effective and Competent. Tara managed the corrections to my policy effortlessly  ...			
Trevor
				Gephry found us great rates, and made the whole process so simple! Thank you!			
Robert
				Great service they go above and beyond to get you the right insurance for the best reasonable price.			
Joseline
				FBC insurance services has been really helpful with my home insurance. Dustin Groetsch was great and super helpful. He found me a great rate for my new policy. He explained the policy very well to me and was very prompt with everything. Thank you.			
AJ
				I had some questions around my flood insurance which I needed a quick turnaround, and Tara Schroeder was able to give me a quick call back and resolve the issue immediately.  Kudos to her!			
Michelle
				Our homeowners insurance is through FBC's office and we are satisfied with the policy.   Our agent, Michele Brenner, is highly knowledgeable and will assist in any way she can. I have referred many to her!			
Ryhan
				Michele with FBC insurance services was extremely helpful and patient answering all of my questions and found us the best quote. Would highly recommend her to help find your next home insurance policy! Thanks Michele 😊			
jean
				Professional  and efficient			
Bruce
				Easy to work with and saved me money on my home insurance after prior policy went up 70% this year. Rachan was very helpful.			
Ken
				Michele Brenner was very helpful getting my adjustments made to my homeowners coverage along with my mortgage team , I am very appreciative of their efficiency in getting my issues resolved.			
R
				Cory in the Orlando office was great! He was able to get us a good price on our home insurance and saved us a lot on our Auto coverage! Can't Thank him enough!			
karwin
				Julie was outstanding! Took care of everything I needed!			
Raja
				Thanks, Tara Schroeder, for your kindness and responsible for to provide a response on time. please keep up the good work going			
BWHITE1042
				I’ve been very pleased with Jeremy and Michele who have both assisted myself in insurance quotes, policy cancellations. They took care of everything and did so promptly. Definitely recommended			
Jon
				Had a great experience with Luke Nelson at FBC Insurance.  Wow!  I was really overpaying with my previous carrier.  Luke compared rates with several carriers and got me the most coverage with least amount of cost.  Saving me big money each month or our cars and home.  Cannot say enough good things about my experience.  Highly recommend!			
Alisha
				Charlene Harper always goes over and beyond to help find the best policy for your family. She will do anything and everything she can to help you. She is a great asset to your company.			
Pearl
				Very helpful,answered  all my questions  and concerns.  Friendly staff.			
C
				Dustin took the time to look over my policy and after review we were able to reduce my premium. I can appreciate his follow up!			
Jeff
				Amazing customer service!			
Toni
				Julie Honohan is an amazing agent! She is extremely thorough and very easy to work with. Thank you Julie!			
Lisa
				Sara Rose was such a pleasure to work with. She was quick to send the documents I needed for my account and take care of my issue. Way to go Progressive:			
Debra
				I had questions about my renewal for my home owners insurance and Tara Schroeder was awesome in answering all my concerns. I would like to thank you for all your help.			
Aida
				Tara was very professional and friendly. She helped me with all of my needs in a timely manner.			
Angela
				Overall great experience working with Darrin Maloney			
Erwin
				Paula was just great. Professional and very couteous			
Vivian
				The process was seamless and I get the required coverage at a good rate.			
J
				I recently had a problem where I missed signing a form for home insurance and I received a bill after I thought everything was paid for. I called FBC and spoke to Rachan Darity. Even though it was close to 5 pm, she looked at my account and figured out the problem and called me back. She sent me the form to be signed, I signed it, and she took care of getting the bill fixed. She gave such quick service! I am very impressed with her taking care of this matter for me so fast!			
Linda
				With just matter of a few questions, I had an estimate and insurance.  You can not ask for better service.  When I had a question Jeff was very knowledge and responded immediately.  Thank you.			